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RD 813/2026 and AML/CFT: preparing a digital identification review

26 F Y Y/

A guide to distinguishing the deadlines under RD 813/2026, defining the scope of AML/CFT obligations and preparing a documented review of digital identification.

Break-even point: how much you need to sell and what changes if you offer a discount

19 F Y Y/

A price cut can increase the sales needed to cover costs and reduce the result even if the business continues to generate revenue. Learn to calculate the break-even point and assess a discount using a monthly example.

Hands at a desk with a laptop, cash flow chart, calculator, invoices and planner

How to Create and Maintain a Weekly Cash Flow Forecast

12 F Y Y/

A practical procedure for forecasting money coming in and payments by week, checking the available balance and reviewing what changes when a customer pays late.

Transport operator and adviser review documentation for a truck fleet ahead of the 2026 fuel aid

Transport fuel aid in 2026: what changes in October and how to prepare each vehicle

8 F Y Y/

The new decree extends per-litre aid for professional diesel and creates separate per-vehicle aid for transport operators who cannot claim that refund. Key points for distinguishing the two and preparing an application.

Two professionals and an adviser review financing options for a Ceuta business, with the port in the background

ICO guarantees for Ceuta in 2026: eligibility, coverage and financing

28 F Y Y/

The agreement published on 22 September sets out the ICO guarantees for Ceuta businesses. We explain eligibility, eligible finance and what to check before approaching a lender.

Business and technical team preparing a strategic investment project for an institutional committee

Strategic Investment Projects in Spain: how to prepare after Royal Decree 731/2026

21 F Y Y/

Royal Decree 731/2026 creates the Strategic Investment Committee and a two-stage procedure for projects with technological, productive and territorial impact.

Professionals review documents, a website and a time-recording system to apply cognitive accessibility in a business

Cognitive accessibility in business: what changes under Royal Decree 707/2026

7 F Y Y/

Royal Decree 707/2026 introduces cognitive-accessibility duties in employment, public-facing services and digital channels. This guide explains the scope, timing and controls a business should prepare before 2 January 2027.

A company team and its adviser prepare a transparent register of contacts with the public administration

Spain’s interest groups register: what Royal Decree-law 21/2026 requires of businesses and consultants

31 F Y Y/

Spain’s new state register expands transparency duties for businesses, associations and consultants seeking to influence public decisions. This guide explains scope, registration, documents, deadlines and penalties.

Leadership team transforms a disorganised office into a business with clear processes and responsibilities

Your business is growing but still depends on you: 9 signs it needs structure

24 F Y Y/

Growth without an appropriate structure turns the founder into a bottleneck and multiplies errors, delays and dependencies. These nine signs show when decisions, roles and processes need to be organised.

Two business managers review an appointment prepared by an AI assistant before authorising it

When customers delegate to AI, can your business respond?

21 F Y Y/

An AI assistant can compare providers and prepare an appointment before the customer visits a website. The opportunity depends less on the chatbot than on how the offer, data and decisions are organised.

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